{"id":358,"date":"2022-11-07T18:13:18","date_gmt":"2022-11-07T09:13:18","guid":{"rendered":"https:\/\/xs916945.xsrv.jp\/2022\/11\/07\/post_356\/"},"modified":"2025-06-05T15:58:20","modified_gmt":"2025-06-05T06:58:20","slug":"post-356","status":"publish","type":"post","link":"https:\/\/shibuya-office.co.jp\/blog\/2022\/11\/post-356.html","title":{"rendered":"\u500b\u4eba\u4e8b\u696d\u4e3b\u3001\u5e74\u91d1\u5897\u306e\u9078\u629e\u80a2\u3092\u77e5\u308d\u3046"},"content":{"rendered":"<div class=\"auto-toc\"><b>\u76ee\u6b21<\/b><ol><li class=\"toc-level2\"><a href=\"#toc_1\">\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u5e74\u91d1\u5897\u306e\u9078\u629e\u80a2\u306f\u4f1a\u793e\u54e1\u3088\u308a\u3082\u591a\u3044<\/a><\/li><li class=\"toc-level2\"><a href=\"#toc_2\">\u30fb\u4ed8\u52a0\u5e74\u91d1<\/a><\/li><li class=\"toc-level2\"><a href=\"#toc_3\">\u30fb\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08<\/a><\/li><li class=\"toc-level2\"><a href=\"#toc_4\">\u30fbiDeCo (\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1)<\/a><\/li><li class=\"toc-level2\"><a href=\"#toc_5\">\u307e\u3068\u3081<\/a><\/li><li class=\"toc-level3\"><a href=\"#toc_6\"><span style=\"color: #000080;\">\u3010\u95a2\u9023\u8a18\u4e8b\u3011<\/span><\/a><\/li><li class=\"toc-level3\"><a href=\"#toc_7\">\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u96fb\u8a71\u5fdc\u5bfe\u306a\u3089\u3001\u96fb\u8a71\u4ee3\u884c\u306b\u304a\u4efb\u305b\u4e0b\u3055\u3044<\/a><\/li><\/ol><\/div><p><img decoding=\"async\" alt=\"221107.jpg\" src=\"https:\/\/www.shibuya-office.co.jp\/blog\/221107.jpg\" width=\"100%\" \/><\/p>\n<p style=\"text-align: right;\"><a href=\"https:\/\/www.shibuya-office.co.jp\/blog\/profile.html\" target=\"_self\">\u96fb\u8a71\u5fdc\u5bfe\u30b9\u30fc\u30d1\u30fc\u30d0\u30a4\u30b6\u30fc\uff1a\u96ea\u91ce\u6731\u97f3<\/a><\/p>\n<h2 id=\"toc_1\">\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u5e74\u91d1\u5897\u306e\u9078\u629e\u80a2\u306f\u4f1a\u793e\u54e1\u3088\u308a\u3082\u591a\u3044<\/h2>\n<p>\u500b\u4eba\u4e8b\u696d\u4e3b\u306a\u3069\u3001\u7b2c\u4e00\u53f7\u88ab\u4fdd\u967a\u8005\u306f\u300120\u6b73\u304b\u308960\u6b73\u306b\u306a\u308b\u307e\u3067\u305a\u3063\u3068\u4fdd\u967a\u6599\u7d0d\u4ed8\u3057\u3066\u3082\u3001\u8cb0\u3048\u308b\u5e74\u91d1\u306e\u984d\u306f\u5e74\u306b780,000\u5186\u5f31\u3067\u3059\u3002\u4fdd\u967a\u6599\u7d0d\u4ed8\u3057\u3066\u3044\u306a\u3044\u6642\u671f\u304c\u3042\u308c\u3070\u3055\u3089\u306b\u91d1\u984d\u304c\u6e1b\u308b\u306e\u3067\u3001\u5b9f\u969b\u306b\u306f\u5e73\u5747\u306750,000\u5186\u53f0\u3068\u3044\u3046\u306e\u304c\u5b9f\u60c5\u3067\u3059\u3002<\/p>\n<p>\u500b\u4eba\u4e8b\u696d\u4e3b\u304c\u8cb0\u3048\u308b\u5e74\u91d1\u306f\u3001\u4f1a\u793e\u54e1\u3088\u308a\u4f4e\u3044\u3053\u3068\u304c\u77e5\u3089\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u306a\u3069\u7b2c\u4e00\u53f7\u88ab\u4fdd\u967a\u8005\u306f\u4e0d\u5229\u3068\u3044\u3046\u3053\u3068\u306a\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u5b9f\u306f\u3001\u56fd\u306f\u305d\u3093\u306a\u500b\u4eba\u4e8b\u696d\u4e3b\u3001\u81ea\u55b6\u696d\u8005\u306b\u5411\u3051\u3066\u69d8\u3005\u306a\u5e74\u91d1\u5897\u984d\u5206\u306e\u65b9\u6cd5\u3092\u7528\u610f\u3057\u3066\u304a\u308a\u3001\u5897\u984d\u5206\u306e\u9078\u629e\u80a2\u306f\u4f1a\u793e\u54e1\u3088\u308a\u591a\u3044\u306e\u3067\u3059\u3002<\/p>\n<p>\u3064\u307e\u308a\u500b\u4eba\u4e8b\u696d\u4e3b\u3060\u304b\u3089\u30aa\u30ef\u30b3\u30f3\u306a\u3069\u3001\u60b2\u89b3\u7684\u306b\u306a\u3063\u3066\u4f55\u3082\u77e5\u3089\u306a\u3044\u3001\u4f55\u3082\u5b66\u3070\u306a\u3044\u3068\u640d\u3068\u3044\u3046\u304b\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u3060\u304b\u3089\u3053\u305d\u5b66\u3073\u5fc5\u8981\u304c\u3042\u308b\u3068\u8a00\u3048\u307e\u3059\u3002\u305d\u308c\u3067\u306f\u3001\u3069\u3093\u306a\u65b9\u6cd5\u304c\u3042\u308b\u306e\u304b\uff1f\u3072\u3068\u3064\u3072\u3068\u3064\u3058\u3063\u304f\u308a\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<div class=\"space\"><\/div>\n<h2 id=\"toc_2\">\u30fb\u4ed8\u52a0\u5e74\u91d1<\/h2>\n<p>\u4ed8\u52a0\u5e74\u91d1\u3068\u306f\u3001\u5b9a\u984d\u4fdd\u967a\u6599\u306b\u4ed8\u52a0\u4fdd\u967a\u6599\u3092\u4e0a\u4e57\u305b\u3057\u3066\u7d0d\u3081\u308b\u3053\u3068\u3067\u3001\u53d7\u7d66\u3059\u308b\u5e74\u91d1\u984d\u3092\u5897\u3084\u3059\u3053\u3068\u306e\u3067\u304d\u308b\u5236\u5ea6\u3067\u3059\u3002\u4ed8\u52a0\u5e74\u91d1\u306f\u304b\u306a\u308a\u304a\u5f97\u306a\u5236\u5ea6\u3068\u3057\u3066\u77e5\u3089\u308c\u3066\u304a\u308a\u3001\u6255\u3063\u305f\u4fdd\u967a\u6599\u30922\u5e74\u3067\u56de\u53ce\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u5236\u5ea6\u306f\u3001\u6bce\u6708\u56fd\u6c11\u5e74\u91d1\u306e\u4fdd\u967a\u6599\u3092400\u5186\u3065\u3064\u4e0a\u7a4d\u307f\u3057\u3066\u6255\u3046\u3053\u3068\u3067\u300165\u6b73\u4ee5\u964d\u3001\u4ed8\u52a0\u4fdd\u967a\u6599\u3092\u6255\u3063\u305f\u6708\u6570\u306b200\u5186\u3092\u304b\u3051\u305f\u91d1\u984d\u3092\u3001\u5e74\u9593\u3067\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.nenkin.go.jp\/service\/kokunen\/hokenryo\/20150331-03.html\" target=\"_blank\">\uff1c\u4ed8\u52a0\u5e74\u91d1\u306e\u8a73\u7d30\u306f\u3053\u3061\u3089\uff1e<\/a><\/p>\n<div class=\"space\"><\/div>\n<h2 id=\"toc_3\">\u30fb\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08<\/h2>\n<p>\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u3068\u306f\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u305f\u3081\u306e\u7a4d\u307f\u7acb\u3066\u306b\u3088\u308b\u9000\u8077\u91d1\u5236\u5ea6\u3067\u3059\u3002\u639b\u91d1\u306f\u5168\u984d\u6240\u5f97\u63a7\u9664\u3068\u306a\u308b\u306e\u3067\u3001iDeCo\u3001NISA \u306a\u3069\u3068\u540c\u3058\u3088\u3046\u306b\u7bc0\u7a0e\u52b9\u679c\u304c\u3042\u308a\u307e\u3059\u3002\u639b\u91d1\u306f\u6708\u30051,000\uff5e70,000\u5186\u307e\u3067\u3001500\u5186\u5358\u4f4d\u3067\u81ea\u7531\u306b\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u3067\u7a4d\u307f\u7acb\u3066\u305f\u5171\u6e08\u91d1\u306f\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u304c\u9000\u8077\u30fb\u5ec3\u696d\u6642\u306b\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002\u5171\u6e08\u91d1\u306e\u53d7\u3051\u53d6\u308a\u65b9\u306f\u300c\u4e00\u62ec\u300d\u300c\u5206\u5272\u300d\u300c\u4e00\u62ec\u3068\u5206\u5272\u306e\u4f75\u7528\u300d\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u3068\u306f\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u9000\u8077\u91d1\u5236\u5ea6\u3068\u3057\u3066\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.smrj.go.jp\/kyosai\/skyosai\/about\/features\/index.html\" target=\"_blank\">\uff1c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u306b\u3064\u3044\u3066\u306f\u3053\u3061\u3089\uff1e<\/a><\/p>\n<div class=\"space\"><\/div>\n<h2 id=\"toc_4\">\u30fbiDeCo (\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1)<\/h2>\n<p>iDeCo \u306f\u3001\u6b21\u30ad\u30e3\u30c3\u30c1\u30b3\u30d4\u30fc\u306e\u3088\u3046\u306b\u3001&#8221;\u81ea\u5206\u3067\u5165\u308b\u3001\u81ea\u5206\u3067\u9078\u3076\u3001\u3082\u3046\u3072\u3068\u3064\u306e\u5e74\u91d1&#8221; \u3068\u3057\u3066\u77e5\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u81ea\u5206\u3067\u62e0\u51fa\u3057\u305f\u639b\u91d1\u3092\u3001\u81ea\u5206\u3067\u904b\u7528\u3057\u3001\u8cc7\u7523\u3092\u5f62\u6210\u3059\u308b\u5e74\u91d1\u5236\u5ea6\u3067\u3059\u3002\u639b\u91d1\u306f65\u6b73\u306b\u306a\u308b\u307e\u3067\u62e0\u51fa\u53ef\u80fd\u3067\u3042\u308a\u300160\u6b73\u4ee5\u964d\u306b\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>iDeCo \u306e\u6ce8\u610f\u70b9\u3068\u3057\u3066\u306f\u300160\u6b73\u306b\u306a\u308b\u307e\u3067\u3001\u539f\u5247\u3068\u3057\u3066\u8cc7\u7523\u3092\u5f15\u304d\u51fa\u3059\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u307e\u305f\u3001iDeCo \u306e\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u53d7\u7d66\u3057\u305f\u5834\u5408\u306f\u639b\u91d1\u3092\u62e0\u51fa\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u8a00\u308f\u3070\u81ea\u5206\u5e74\u91d1\u3068\u3044\u3046\u3082\u306e\u3067\u3001\u81ea\u8eab\u3067\u6295\u8cc7\u5546\u54c1\u3092\u9078\u3093\u3067\u904b\u7528\u3057\u3001\u305d\u306e\u904b\u7528\u6210\u679c\u304c\u305d\u306e\u307e\u307e\u5e74\u91d1\u3068\u3057\u306660\u6b73\u4ee5\u964d\u306b\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002iDeCo \u306e\u5834\u5408\u306f\u3001\u3053\u306e\u3088\u3046\u306b\u81ea\u5206\u3067\u62e0\u51fa\u3057\u305f\u91d1\u984d\u3092\u904b\u7528\u3059\u308b\u5fc5\u8981\u304c\u3054\u3056\u3044\u307e\u3059\u306e\u3067\u7a4d\u7acb\u6295\u8cc7\u306e\u77e5\u8b58\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u7a4d\u7acb\u6295\u8cc7\u306e\u77e5\u8b58\u304c\u306a\u304f\u4e0d\u5b89\u3060 &#8230; \u3068\u3044\u3046\u65b9\u306f\u3001\u7a4d\u7acb\u6295\u8cc7\u95a2\u9023\u306e\u672c\u3092\u6570\u591a\u304f\u624b\u639b\u3051\u308b\u5c71\u5d0e\u5143\u3055\u3093\u3084\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d6\u30ed\u30ac\u30fc\u306e\u6c34\u702c\u30b1\u30f3\u30a4\u30c1\u3055\u3093\u306e\u8457\u66f8\u3092\u8aad\u3081\u3070\u3001\u307b\u307c\u7406\u89e3\u3067\u304d\u307e\u3059\u306e\u3067\u5fc3\u914d\u3044\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u3069\u306e\u6295\u8cc7\u5546\u54c1\u3092\u9078\u3079\u3070\u826f\u3044\u306e\u304b\u5206\u304b\u3089\u306a\u3044 &#8230; \u3068\u3044\u3046\u65b9\u3067\u3082\u3001\u7a4d\u7acb\u6295\u8cc7\u306e\u5834\u5408\u306f\u4e16\u754c\u3068\u306a\u308b\u5546\u54c1\u306f\u975e\u5e38\u306b\u9650\u3089\u308c\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u5c71\u5d0e\u5143\u3055\u3093\u3084\u6c34\u702c\u30b1\u30f3\u30a4\u30c1\u3055\u3093\u306e\u8457\u66f8\u3092\u8aad\u3081\u3070\u5177\u4f53\u7684\u306b\u3069\u306e\u5546\u54c1\u3092\u7a4d\u307f\u7acb\u3066\u308c\u3070\u826f\u3044\u306e\u304b\uff1f\u306b\u3064\u3044\u3066\u3082\u8a73\u3057\u304f\u66f8\u3044\u3066\u3042\u308a\u307e\u3059\u306e\u3067\u3001\u3053\u3061\u3089\u3082\u5fc3\u914d\u7121\u7528\u3067\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.ideco-koushiki.jp\/\" target=\"_blank\">\uff1ciDeCo \u516c\u5f0f\u30b5\u30a4\u30c8\u306f\u3053\u3061\u3089\uff1e<\/a><\/p>\n<div class=\"space\"><\/div>\n<h2 id=\"toc_5\">\u307e\u3068\u3081<\/h2>\n<p>\u3053\u306e\u3088\u3046\u306b\u300c\u4ed8\u52a0\u5e74\u91d1\u300d\u3001\u300c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u300d\u3001\u300ciDeCo\u300d\u306f\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u306a\u3069\u7b2c\u4e00\u53f7\u88ab\u4fdd\u967a\u8005\u304c\u9078\u3076\u3053\u3068\u306e\u3067\u304d\u308b\u516c\u7684\u5e74\u91d1\u3092\u5897\u3084\u3059\u3053\u3068\u306e\u3067\u304d\u308b\u9078\u629e\u80a2\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u300c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u300d\u3001\u300ciDeCo\u300d\u306b\u3064\u3044\u3066\u306f\u5168\u984d\u6240\u5f97\u63a7\u9664\u3068\u306a\u308a\u7bc0\u7a0e\u52b9\u679c\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u306e\u3067\u3001\u4f59\u88d5\u306e\u3042\u308b\u500b\u4eba\u4e8b\u696d\u4e3b\u306f\u7a4d\u6975\u7684\u306b\u5229\u7528\u3057\u305f\u3044\u3068\u3053\u308d\u3067\u3059\u3002<\/p>\n<p>\u500b\u4eba\u4e8b\u696d\u4e3b\u306b\u3082\u3001\u81ea\u5206\u5e74\u91d1 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